Financial Inclusion Awareness Survey and Brief

Added Jul 2026 3 design docs

India has opened more than fifty crore basic savings accounts and made UPI a daily habit for millions, yet a vegetable seller with a working bank account may still borrow at five percent a month from a lender two lanes away, and may never have heard of a two rupee a month accident cover. Having an account and using the financial system are two different things, and the distance between them is where policy quietly leaks. That gap is measurable by anyone willing to sit with people and ask careful questions in their own language.

The intern measures it for two localities. A fifteen-question assisted questionnaire built in google-forms is administered face to face to at least 120 respondents split between students or salaried workers and informal workers such as street vendors, auto drivers and domestic help, covering account use, digital payments, the low-cost insurance and pension schemes, borrowing sources and fraud awareness. Responses are coded in google-sheets into a ten-point awareness score, and the analysis becomes a twelve to fourteen page policy brief with three costed options plus a bilingual awareness poster designed in canva for a neighbourhood literacy camp.

Completing the project takes the intern through questionnaire design, stratified sampling, consent and field ethics, index construction, cross-tabulation and the very specific craft of writing for a decision maker rather than an examiner. Development organisations, bank financial inclusion cells, microfinance institutions and research firms hire for exactly this combination, and the public repository leaves the intern with original field evidence and a brief that reads like professional work.

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